The Perverse Incentive of a Claim.
The Perverse Incentive of a Claim.
Embedded Files
It is a mathematical certainty: in your current commission model, your broker is financially rewarded when your business suffers a loss. Your pain directly fuels their profit.
We believe your risk partner should be fighting to reduce your premiums, not profiting from your exposure.
Welcome to uncompromised claims advocacy.
The ultimate test of your insurance program isn't the placement. Its the payout.
The ultimate test of your insurance program isn't the placement. Its the payout.
Every broker claims they will fight for you during a crisis. The reality is found in their financial structure. A traditional broker cannot aggressively advocate for a multi-million dollar claim against the very institutions that may provide 75% of their annual revenue. This structural conflicted revenue model may force them into a diluted, passive mediation role. They may not be your fiduciary.
They manage the paperwork; they do not dictate the outcome. You don't need claims management. You need uncompromised claims advocacy.
Zero Conflicts. Absolute Leverage.
Zero Conflicts. Absolute Leverage.
Because iiB takes absolutely zero remuneration from insurers, we have no fear of jeopardising a "preferred partner" status or a future commission stream. This total financial independence frees us to pull technical levers that conflicted brokers avoid.
We don't just fight new claims; we forensically audit your historical loss runs, aggressively challenging inflated insurer reserves that artificially penalise your risk profile and drive up your premiums. Our only metric for success is your balance sheet being protected, and your claims being fairly paid.
Breaking the Cycle of Loss.
Breaking the Cycle of Loss.
A claim is not just an administrative event; it is a critical data point. While traditional brokers simply process the paperwork and prepare for your inevitable premium hike, iiB engineers the risk out of your business.
Our embedded risk advisors empower your internal teams to implement targeted controls. We don't just resolve the claim; we reduce the chance of it happening again, driving your future premiums down.
Page updated
Report abuse